JUST.evEV FINANCE ASSISTANT

EV EMI Calculator & Loan Savings Estimator

Estimate monthly electric vehicle loan installments, compare bank interest rates, and apply online for pre-approved loans.

Mint-white electric scooter

Loan Details

Vehicle Price
₹
₹ 50,000₹ 10,00,000
Down Payment
₹(20%)
₹ 0₹ 5,00,000
Loan Tenure
Interest Rate (p.a.)
%
5 %15 %
Your Estimated EMI
₹ 2,520/month
Loan Amount
₹ 1,20,000
Tenure
60 Months
Interest Rate
9.5 % p.a.

Payment Breakdown

Principal Amount₹ 1,20,000
Total Interest₹ 31,200
Total Payable₹ 1,51,200
₹ 1,51,200Total Payable
Principal (79.4%)
Interest (20.6%)
Instant Calculation
Get your EMI in seconds
Flexible Tenure
Choose what suits you
Cost Clarity
Know your total cost
Petrol vs EV Financial Comparison

Petrol vs EV Running Cost & Fuel Savings Simulator

Adjust your monthly commute and current petrol vehicle mileage on the left to see live running costs and cumulative fuel savings on the right.

Calculate Fuel Expense

Select vehicle type & commute distance

Monthly Running Distance1,200 km / mo (~40 km/day)
Quick:
Current Petrol Vehicle Mileage14 km/L
Presets:
8 - 25 km/L
Standard Indian Energy Benchmarks:
⛽ Petrol: ₹105/Litre⚡ Grid Electricity: ₹8.00/kWh🔋 EV Efficiency: 7 km/kWh
Adjust sliders anytime to see live calculations update instantly on the right.

Savings & Cost Breakdown

Based on 1,200 km/mo & 14 km/L

~85% Savings
Petrol Engine (14 km/L @ ₹105/L)₹ 9,000 /mo
Rate: ₹ 7.50 / km
Electric Vehicle (7 km/kWh @ ₹8/kWh)₹ 1,371 /mo
Rate: ₹ 1.14 / km (85% lower)
Estimated Monthly Fuel Savings
+ ₹ 7,629 / month
Annual Savings
₹ 91,548
5-Year Savings
₹ 4,57,740
CO₂ Saved / Yr
~2,160 kg
~85% Cheaper fuel 40% Less maintenance Zero tailpipe emission
Fast-Track Financing

Apply for EV Pre-Approval

Submit your contact details to connect with leading green EV lenders. Your selected calculator parameters are automatically attached.

Current Loan Configuration
Loan Amount:

₹ 1,20,000

Monthly EMI:

₹ 2,520/mo

Tenure & Rate:

60 mos @ 9.5%

Down Payment:

₹ 30,000

Instant recording & evaluation
Zero impact on CIBIL score for initial inquiry
Section 80EEB tax benefit advisory
100% paperless digital KYC

Applicant Information

Yearly Amortization Schedule

Detailed schedule of principal repaid and interest across your 60-month loan.

Help & Insights

Frequently Asked Questions

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